We have some of the lowest rates in the industry and we can close in 20 days. Our 0% down FHA loan has been a real winner for agents and their clients lately. There is no income limit for this program and we just need the clients credit above 600.
We have unique programs to help self-employed clients lower their down payment compared to traditional bank statement loans. We are even able to qualify assets as income to help them obtain conventional pricing.
Agents love working with investors and so do we! We have put together a suite of investment loans to help your investor clients close with the best terms and close quickly. Most of these loans DO NOT REQUIRE a mortgage license!
We have wonderful options for clients to buy their dream home we just 5% down. As well as, options to help clients fully renovate properties as a business. We also have construction loans for builders to help them finance the entire build.
This program is ideal for clients moving from one state to another without a job, or a client that is now retired with low income compared to the mortgage payment. We can qualify the client based on the down payment and credit score alone!
Typical DSCR investment loans are not getting the job done when it comes to Airbnb income properties. The appraiser lowballs the rental figure and then the loan is no longer approved. We have a solution with our new Airbnb rental mortgage.
They are very transparent and communicative with my clients, and offer some of the fastest loan processes and quickest closings I have ever seen. Great company!"
The team at Orca Home Loans is great! Not only do they communicate well and keep me updated on client files, but they go out of their way to find the best programs and save money. Dan is incredibly helpful in preparing clients in the process and overcoming obstacles."
A line of credit from Lima One provides you with certainty, knowing you have easily accessible capital for your investments, with reliable terms and structures, whenever you need it.
Your line of credit can be used to finance multiple product types, including new construction, bridge, build-to-rent, fix & flip, and rental properties.
As a leading private lender, our average time from initial submission to borrower approval is under 10 days.
One-time borrowers underwrite with a simple, non-invasive renewal process to extend credit line duration. This means once you’re approved, we only need to underwrite the property before funding, not the borrower.
How A Bridge Loan Can Help Your Next Investment Bridge Loans have become a great way for investors .
READ MOREBuys, Rehab, Refinance, Repeat you’ve searched real estate investing,y
READ MOREHow to make a Profit and Find Financing for ADUsAcessory dwelling units (ADUs) have become a popular
READ MORE